What’s happening out there in the international financial markets? How will these changes affect you and your family? What new products are coming on the market? Are they any good? How do existing products really work?  Keep up with my financial advice based blog.

Votes for expats and the EU referendum

With more than 5.5 million UK nationals living outside of the UK, UK expats are being urged to register to have their say on whether Britain should exit the EU.

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Alternative asset allocation

Asset allocation is generally defined as the allocation of an investor’s portfolio across a number of ‘major’ asset classes: The main asset classes are: cash, fixed interest securities, bonds, equities and property.

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Risk and investment strategy

If you remember investing in the 1980s, you probably remember when deposit accounts paid a handsome rate of return. Nowadays we are all too familiar with rock bottom interest rates. This coupled with the fact inflation erodes the true value of cash over time, means we tend to look to the markets, and most notably equities to get real growth on our capital. But with the turmoil and volatility we have experienced over the last 12 months it is understandable that market sentiment is not overly high. Even the experienced individual investor is somewhat cautious.

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Offshore tax crackdown – Could it affect you as an expat?

In recent years, governments and financial institutions have become much more aware of the large amounts of undisclosed wealth held in offshore bank accounts. Concerned that they are missing out on large amounts of unpaid tax they are seeking to remedy this.

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New UK Stamp Duty rules – Only months away

The Governments new stamp duty levies will come into force in a littler over 3 months time. Buy-to-let landlords and second home owners will pay now pay thousands of pounds in additional taxes when they buy a property when the new "landlord" stamp duty tax comes into force.

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