What’s happening out there in the international financial markets? How will these changes affect you and your family? What new products are coming on the market? Are they any good? How do existing products really work?  Keep up with my financial advice based blog.

Key points from the Autumn Statement

The UK Chancellor of the Exchequer, Philip Hammond yesterday (23rd November 2016) delivered the last ever Autumn Statement, where the concept has now been abolished, and replaced by an Autumn Budget. 

Continue reading »

Active v’s passive investing

One of the most important questions any investor should ask themselves, is whether to take an active or passive approach when selecting the investments that will sit within a portfolio.

Continue reading »

Brexit

The UK stock market and the pound had both rallied strongly over the past week in anticipation of a Remain vote. But with the ‘out’ vote cast, as predicted market reactions have been dramatic. Most equity markets are down 5-10%  (at time of writing) and the Pound went into free fall overnight in one of the most dramatic major currency movements in recent history.

Continue reading »

Why you should place your life insurance policy under trust

According to a 2014 survey by Legal and General, an eye watering £530 million was paid in inheritance tax (IHT) by people not placing their life insurance policies ‘under trust’

Continue reading »

Votes for expats and the EU referendum

With more than 5.5 million UK nationals living outside of the UK, UK expats are being urged to register to have their say on whether Britain should exit the EU.

Continue reading »